About

Cash on Cash Calculator is an independent tool for residential real estate investors. It is not affiliated with any lender, brokerage, or data provider.

The calculator uses the standard cash on cash return formula — annual pre-tax cash flow divided by total cash invested — with a 30-year amortizing mortgage model and closing costs estimated at 2% of purchase price. All math runs locally in your browser.

Nothing here is investment advice. Rental yields depend on local vacancy, condition, and management; verify every deal with your own underwriting.